In these economic times, everyone is watching their bottom lines. Many experts say to have at least half a year's salary stocked away and if you are a double income household, rework your finances to be able to survive off of one salary instead of two...not an easy task! If you need help getting started, here are a few sites that can help you with budgeting (taken from an excerpt of Little PINK Book):
Mint, award-winning free budgeting software, categorizes your spending, creates a budget for you and helps you figure out how to best pay off debt. Plus, it texts or e-mails when you're about to go over in one category.
Wesabe categorizes your spending into a budget, provides other personal finances tools and connects you with a community of other budget-conscious consumers to answer your questions.
Geezeo will also create a budget for you – and connect you with personal finance experts and a community of like-minded users.
Understanding your cashflow In and Out is something we should all be aware of. It helps you better understand what motivates you to spend and can help you cut out unneeded expenses (who knows...maybe you can save enough to attend LCAM 2010...start saving today!)
Have a great weekend!
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